I am now Bankrupt. I went to court on Monday, and was out in the hour.

I would like to thank those at Moneymeans for all the help and advice I received. I would recommend Moneymeans to anyone. Thank you so much, I can now sleep at night.

"Sir/Madam, your staff are great!"

I felt trapped into a repayment scheme I could not afford and moreover they wanted to add more time to it if I wanted to reduce the monthly amounts - I was already signed up for 6 years! Around this time I was recommended Moneymeans. A consultant contacted me and with no pressure answered my questions on what I could do and how bankruptcy could affect me and my family.

I was surprised to learn that as I had sold my property and was now in rented accommodation it did not benefit me one bit to be on an IVA as I essentially had no assets. Further more in bankruptcy all of my genuine expenses such as smoking or even buying birthday gifts for family members would be accounted for. So what did I have to lose?

Moneymeans have been extremely helpful and open and honest all along - something I don't think I was getting from my IVA company! Moneymeans understand how unplanned expenses arrive such as car repairs and have been very patient allowing me to save up for the fees in my own time, whilst still happy to take care of any creditors letters that come my way in the meantime. With Moneymeans I feel they genuinely care about helping me not just getting a fee from me.

Thanks Moneymeans!

MoneyMeans is the passport to Hassle-free Debt Management. I know, I have been with other management companies and they are the best. Kind, helpful - nothing is too much trouble - always putting one at ease.

So, if you have a financial problem, MoneyMeans is your one and only port of call.

Over the past few months it has been an extremely stressfull and worrying time for me. It was a great relief to speak with Gemma at Moneymeans she was incredibly helpful and understanding. She made me feel that at last I have found someone who can help me sort my financial troubles out. Previously with other companies I was made to feel as if I was just a number.

My personal experience so far with Moneymeans has been courteous, friendly and professional I would highly recommend their service to anyone who finds themselves suffering severe financial difficulties.