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The South Coast’s Leading Business Finance Broker

  • If you need to raise finance for business talk to Moneymeans

  • All requirements are negotiated and arranged by a professional broker

We are unique in bringing together experience, dynamism, knowledge and drive offering clients a full range of financial business services. This unique combination ensures that all of the expertise that you require is provided in a seamless, high quality and cost effective manner delivering the result that you want.

Commercial Mortgages

Commercial mortgages can be arranged on a variety of different premises ranging from industrial units, offices, retail outlets and agricultural units to doctors surgeries.

Funding can be arranged on a stand alone basis depending on the strength of the business and loan to value ratio. The term of the mortgage is generally between 10-25 years but much depends on the actual proposal and we can advise you on this. Interest only options are also available in certain circumstances.

A limited number of non status options may also be available for clients with previous County Court Judgments, defaults, mortgage arrears, or where there are no historic trading accounts available, wish to raise finance.

Please contact Moneymeans for further information.

Business Finance

We are able to assist with a variety of forms of business finance over and above the traditional commercial mortgage.

Funding can be arranged for the purchase of businesses, either on a stand alone basis or in association with asset finance and factoring.

With our expert knowledge, in many circumstances, we may be able to assist you by arranging unsecured funding, via the government backed EGS Scheme. This funding can be obtained subject to criteria for the purchase of businesses, working capital requirement, purchase of assets and improvement to a business.

Please contact Moneymeans for further information.

Care Sector

Traditionally this part of the market place relates to residential and nursing homes for the elderly. In the south particularly, there is a pattern of strengthening demand and relatively restricted supply. As a result an increasing trend is to refinance and extend existing homes where possible. At Moneymeans we can help you with this.

A possible attractive alternative, if the plot size and planning permission allow, is to develop close care, extra care or assisted living accommodation. Not only does this create a substantial capital gain, but an ongoing income stream from service provision. Dependent upon quality of area, accommodation, scheme, size of unit, etc such units can generate significant capital sales .

Such projects call for carefully structured funding which we can help with.

Examples of businesses that we have funded, include a home for autistic adults, homes for persons with learning difficulties, and supported lodgings, amongst others.

For more information contact Moneymeans today.

 

Development Finance

If you are you in need of funding for property development we can help. If you need an approach that provides greater flexibility than your bank can offer, we may be able to help.

We have developed relationships with institutions that can provide private finance to property investors and developers, where traditional bank funding is insufficient. This can help with issues of cash flow and timing. The funder takes a pre-agreed percentage of sales.

Depending on the circumstances, we can also arrange funding for clients with previous County Court Judgments, defaults, mortgage arrears, or where there are no historic trading accounts available. Whilst such monies carry a premium on rate, the deal can usually be done very quickly and the profit realised can be a stepping stone back to more traditional lines of borrowing.

For those who would wish to dispose of a property or a project altogether, we can introduce cash buyers for a rapid completion.

Alternatively, If you feel that you just need a new banking relationship, and feel that you could benefit from a suitable introduction, we can help.

 

Hotel & Leisure

Our experience in this sector extends to hotels, guest houses, public houses. restaurants, and golf clubs.

One of the challenges facing the leisure industry is the imposition by banks of national criteria on local lending which ignores localised factors which reduces the lender’s risk. As a result, many such businesses are penalised by being unable to raise sufficient working capital for their needs and they are often also overcharged.

For businesses that need to maximise their borrowing or for businesses looking to make savings Moneymeans can help.