Money is such a force in our lives. It’s a tool to help us shape the life we want. It’s a resource that opens up possibilities. Even simpler – it’s a basic necessity. Humans have coexisted with money for centuries … so why do many of us still lack confidence around it

Money can be overwhelming and emotive. Money feels complicated and shrouded in jargon. There’s so much information about money that it’s hard to separate the good from the bad; the helpful from the hype.

But some fundamental concepts remain true about money. And when we know the key principles of budgeting, investing, borrowing, pensions and beyond, we can better fit money into our plans and our lives.

We created Money Means to help as many people as possible feel more confident and in control of their finances so they can connect their money with their lives. This book is part of that. It’s an accessible way to build a practical understanding of money and how to use it.

The book’s 34 topics break key money concepts down into plain English. The book is designed to be read in one go, or topic by topic as they become relevant to you.

Mastering a topic may require further research, but we hope this is a clear starting point that’ll make a difference in how you work with, manage, view and value your money.

Because money isn’t about how much. It’s what you do with it.